SmartCredit®

Great excellent very helpful learning a lot I recommend to family and friends

If i could give negative stars of this "credit monitoring" company I would. This is the most ridiculous company I have ever dealt with. I visited their website on 11/18 and have been trying to cancel my membership since 11/20 due to the holiday I was unable to accomplish this (I called and emailed -BTW you CANNOT go to their website and "select cancel memembership) Once I finally got ahold of the company the dude that answered the phone argued with me about me actually trying to cancel, lectured me about how I need to keep the membership and check my information frequently... thank you Credit Karma I do this with ease with you and if I would like I can go through the same thing in December because he will give me a free month... BUT I need to call back and try to cancel this again. No thank you just give me my refund and cancel this dang thing. I honestly have not ever been argued with in the way I just was, I said that both times I have called i was on hold for over 5 minutes and was told "hmmm that is strange because just now it was ONLY 4 minutes and 18 seconds." Um actually JERK it was 5 minutes 28 seconds... I am timing you on my cell phone without even having to push a timer... WOW way to talk a customer into staying and keeping your service... Beware of this one, this guy had me seeing red!

I'm very satisfied with service. And I will definitely recommend it to my friends and family.

Great job on fixing my credit right now and looking forward to the good work

SCAM. This company did the same to me... unable to cancel and wound up getting charged, despite efforts to cancel AND sending them email to cancel when unable to reach anyone. I'd suggest disputing the charges, as this company isn't legit as far as I can tell, or based on the inability to cancel.

I have been please with the monthly updates and the tools that are available on the website

I love to know more about it. How my crediit is going.

Wonderful service, I will definitely recommend to friends and family.

Great and keep me up to date with a mu credit. Also I like managing my own credit

I absolutely love this company! I used the scoremaster feature to pay cards on the date before it reports, and my score went up 14 points within less than 2 weeks! Happy to also have monitoring and identity theft insurance in case someone tries to do fraud again on my credit. Highly recommend.

It has been a great help on getting my credit back on track I have a long ways to go bu appreciate this service

Super excited for what this will do for my credit!

The process is not over I see you have made changes but I'm sure I'll be satisfied from what I see so far

My credit score was a 406 and the rent prices were killing me. Thanks to tyler andrews with total credit solutions and smart credit.com i now have a piece of mind and had found out my credit had been sold on the dark web from the experien breach and actually several others. Now i have my home iof my dreams, the damage is repaired, i have a dog, and i finally found a gf and can afford the thing i really want.

I contacted this company to be removed from their service in which I never signed up for, by far worst customer service, sounds like the agent was working from home, Audrey did not use active listening skills, she talked in circles telling me I did use their service. I asked if SmartCredit® were associated with wallet hub she stated she doesnt know because they have hundreds of affiliates. If I could give zero stars I would

Thus far, I've had a great experience. The customer service representatives are very knowledgeable, friendly and helpful. The service is perfect for credit monitoring and repair purposes. Knowing your scores before applying for a loan, gets you power.

Great customer service. Love the score master points. Easy to work site.

Pleasant and smooth I will definitely refer my friends and family

Signed up for this bc it was highly recommended by another company that was funding me. Come to find out, I could've used any tool to check my scores and I see that SmartCredit® recommend smart credit bc they get a cut for everyone that they refer over. Smart credit said my equifax was 737 and when keybank pulls it, it was only a 680! I got denied not only by keybank but by many other banks I applied for. I was not happy at all. Also, when I signed up they charged me $29.95 twice! Once for signing up and another for the credit pull! Then this company kept pulling more and I was charged 2 more times so a total of 4 charges at $29.95 each! I called very furious and they did not refund anything and said it was my fault and their policy to not refund. They can go $#*! themselves! I'll never use them and only stick to these free ones since they all do the same thing and show the exact same scores as smart credit does. Honestly, the best way to know your scores is to sign up directly with each credit bureau. It is more expensive, but at least you'll have accurate scores so you know what you're working with before applying for loan(s).

-ryan

Happy so far! Can't wait to see changes and hope it will boost my score

Experience is good very useful. Service is professional

I love this site. Used it for some time. My score went up over 100 points. I keep it so I can monitor my credit. Totally worth it.

So far i am just starting and will have to wait for a few months to rate this service.

Very great and awesome experience and hope everything works out with my credit of going up and reaching points so i will be able to purchase a home!

I have been comparing smart credit with the other credit bureaus and it has been pretty accurate. I like to compare with the bureaus itself to make sure it is not any funny business going on.

SmartCredit® make it so hard to cancel you are likely to pay out 30 to 60 dollars before you get the account closed. Once you find the link (using google) to cancel the try to "up sell" you over 4 windows, while telling you all the great stuff you are missing by canceling their useless service. Once you get past the up sell, they tell you that you must call to cancel. After forever on hold the up sell starts again. I resorted to escalating emails, starting at "please cancel" and ending in "I am going to flag future charges as FRAUD". They cancelled finally. Stay away, even though Jean Chatzky's name is attached they are BAD BAD BAD.

Smart Credit allowed me to view my credit report, advised me where my credit card utilization was, and I made a plan to pay down my credit cards. It told me what card to pay, when to pay it and also WHEN I could expect my score increase! Also I was able to communicate with my creditors and correct errors on my credit report and also I did debt negotiations directly with the creditors that I did owe to get those issues resolved. All with the action button! I would highly recommend this to anyone its very user friendly and very affordable

I enjoy Smart Credit because it is easy to read and understand my credit report. SmartCredit® also provide me with useful tips that really help to increase my credit score

I signed up for a free trial subscription. Web site appeared well done. Submitted all of the information SmartCredit® requested. In retrospect I am now uncomfortable about
Having done that. I decided to cancel, after further reviewing what they could do for me. When I tried to cancel by Email, they said that I have to cancel by phone.
When I called, no one picked up after waiting a very long time. Frustrated and worried.

So far so good, no complaints. Wish I could've put more a month in but it's still helped my credit a ton.